Even though we are in the business of helping people with their financial needs, we strive to educate our members on the best approach to borrowing and saving. The secret to managing your day-to-day lifestyle and planning for a solid financial future is balancing needs with wants. Needs vs. Wants Needs are easier to identify because these are the … [Read more...]
Balancing Needs and Wants
Tax-Free Weekend
We know that back-to-school can be a very expensive time of year for parents. According to the National Retail Federation, back-to-school shopping is the second biggest spending event of the year. Last year, parents spent over $82 billion on back-to-school purchases! Families with children in elementary through high school spent an average of $685 … [Read more...]
Preventing Identity Theft
Identity theft happens when someone steals your personal information to commit fraud. They may use your information to fraudulently apply for credit, file taxes, or get medical services, which can damage your credit rating, and cost you time and money to restore your good name. Children and seniors are both vulnerable to ID theft. Child ID … [Read more...]