If you are shopping for a vehicle, you’re already aware of the higher prices and lack of inventory available. Needless to say, the current auto market requires quick decisions and leaves little room for negotiation. At Members Trust, we’ve always encouraged members to get pre-approved for their loan before visiting the dealership to demonstrate … [Read more...]
You’re Not Stuck With Dealer Financing
Your Credit Score and Buying a Home
Owning a home is the American dream, but many first-time homebuyers don’t realize how important their credit report and score are to the lender evaluating their mortgage loan application. Like it or not, your three-digit credit score is your financial “report card” and it shows lenders just how trustworthy you are when it comes to managing your … [Read more...]
Three Reasons to Consider Refinancing
Considering an auto refinance can be a big decision. There are pros and cons to refinancing so it’s important to look at both before you decide. How does refinancing work? Refinancing means that you are paying off your current loan with a new loan. Depending on your situation, the refinance can lower your interest rate, your monthly payment, or … [Read more...]