Let’s face it, when you are done with school and entering the workforce as a full-time employee, you’ve got a lot of “work years” ahead of you. Unless you hit the jackpot, you will probably work for the next 30-40 years. So, now’s the time to lay the foundation for a secure financial future. You may be thinking, “I’ve got time” but the longer you … [Read more...]
Smart Money Moves for Young Adults
Rainy Day Fund vs. Emergency Fund
When you are hit with an unexpected expense like your A/C going out, a tire blowout, or car breakdown, do you have the money to cover those unexpected expenses? These things happen more frequently than people would like to think and, as a result, are caught unprepared. The key to weathering these unexpected expenses is being prepared with two … [Read more...]
What to Do If You Can’t Pay Your Bills
Let’s face it. Times are tough right now. A lot of people have been furloughed or laid off entirely. Others have taken pay cuts hoping that it doesn’t lead to a future layoff. We know that when you take out a loan, you have the ability and the best of intentions to make your regular payment each month. But now, your financial situation may be … [Read more...]
