When you are hit with an unexpected expense like your A/C going out, a tire blowout, or car breakdown, do you have the money to cover those unexpected expenses? These things happen more frequently than people would like to think and, as a result, are caught unprepared. The key to weathering these unexpected expenses is being prepared with two … [Read more...]
Rainy Day Fund vs. Emergency Fund
We’re Here for You
We don’t need to tell you that the impact of COVID-19 has been severe, not only regarding people’s health, but also the economy. Many have felt that impact financially. We understand this includes many of our members who are struggling with a reduction in employment, layoff, and loss of income. Some of our small business owners are also … [Read more...]
Is It Time to Consider Debt Consolidation?
When you’re overwhelmed by debt, it’s easy to feel stuck and hopeless. For people with more than one revolving debt, a consolidation loan can be a great way to regain peace of mind and get you back on the right financial track. There are several pros and cons to consolidating debt so this blog will provide you with the information you need to avoid … [Read more...]