Let’s face it. Times are tough right now. A lot of people have been furloughed or laid off entirely. Others have taken pay cuts hoping that it doesn’t lead to a future layoff. We know that when you take out a loan, you have the ability and the best of intentions to make your regular payment each month. But now, your financial situation may be … [Read more...]
What to Do If You Can’t Pay Your Bills
Evaluate Spending & Make Changes
Do you struggle with budgeting your money? If so, don’t worry; You aren’t the only one. Many people have this problem. Budgeting and managing your money can be challenging. Knowing how to track your spending is key to budgeting success. This will save you from having financial stress and overall will help you save more money! You want to be in … [Read more...]
Emergency Fund: The why and how?
Budgeting is boring and sadly most people never stick with a budget plan. Old school personal finance tips all tell you to create a budget and stick to it and all of your money problems will be solved. If it were that easy, we’d all have a formal budget. But the reality is that only one out every three Americans creates a formal budget every month. … [Read more...]