More than 79% of adults own at least one credit card. We’re on the verge of the holiday season where you will probably use your card a lot to purchase gifts, decorate and entertain, as well as, for holiday travel. Credit cards can help you build and maintain good credit if you use your cards responsibly and pay your bills on time each month. That’s … [Read more...]
6 Tips for Holiday Credit Card Spending
Managing Holiday Expenses
We are quickly heading into the holiday season and soon we’ll be bombarded with messages that encourage overspending. Credit cards, layaway, and other offers make it tempting and easy to spend more than you have. Combine that with constant sales emails, special shopping days, social media promotions, and free shipping – and the messages are … [Read more...]
Take a Holiday from your Loan Payment
The increased demands of shopping, parties, family reunions and house guests all contribute to a busy (and expensive) time of year. Many people feel the sting of holiday spending well into the New Year. If you love to celebrate the holidays but don’t love the financial pinch you experience afterward, there are several great tips for giving and … [Read more...]