Your credit score is important because it provides a picture of your past payment history, which can be used to determine your future payment behavior. You already know that banks, credit unions, mortgage, and credit card companies all look at your credit report and score to help determine if you are a good lending risk. Generally, if your score … [Read more...]
Why Credit Scores Matter
Stop Chasing after Lower Rates
We all know that cars are expensive. In 2016, the average cost of a new car or light truck was approximately $34,000, primarily because autos are loaded with helpful but expensive safety features. As a result, used autos are growing in popularity because they averaged $18,600. With auto expenses growing, families are feeling the pinch and many are … [Read more...]
3 Tips to Repair Credit and Save Money
Having a good credit score means monthly savings on your loans; however, it takes time and there are no quick fixes. The best advice for rebuilding credit is to manage it responsibly over time. Here are three things you can do now to get back on track and get yourself auto loan ready: Credit Report The first step to raising your credit score is … [Read more...]
