Sometimes it’s necessary to switch banks because of a life change. For example, you may need to find a new bank if you move to a different city. In other cases, switching may just be a matter of finding one that offers lower fees or better interest rates on savings. Although it’s never an easy decision, there are several situations where it makes … [Read more...]
Avoid the Pitfalls of Switching Banks
You’re Not Stuck With Dealer Financing
If you are shopping for a vehicle, you’re already aware of the higher prices and lack of inventory available. Needless to say, the current auto market requires quick decisions and leaves little room for negotiation. At Members Trust, we’ve always encouraged members to get pre-approved for their loan before visiting the dealership to demonstrate … [Read more...]
Your Credit Score and Buying a Home
Owning a home is the American dream, but many first-time homebuyers don’t realize how important their credit report and score are to the lender evaluating their mortgage loan application. Like it or not, your three-digit credit score is your financial “report card” and it shows lenders just how trustworthy you are when it comes to managing your … [Read more...]