Smart Ways to Save on Back-to-School Shopping in 2025
There’s no getting around it—it’s time to gear up for another school year. From pencils and notebooks to new shoes and backpacks, back-to-school shopping can add up fast. Depending on the grade level, families typically spend between $500 to over $1,200 preparing for the upcoming school year.
At Members Trust, we understand how important it is to balance your family’s needs with your budget and find ways to save money. That’s why we’ve put together practical ways to help you save on back-to-school shopping this year without cutting corners on what your student needs.
1. Take Advantage of Texas Tax-Free Weekend – August 8–10, 2025
One of the easiest ways to save is by shopping during the Texas Sales Tax Holiday. From August 8-10, qualifying purchases like clothing, shoes, backpacks, and school supplies priced under $100 are exempt from state sales tax. This can lead to significant savings, especially if you’re shopping for multiple kids.
Make a list ahead of time and plan your shopping around the weekend to get the most value. Pro tip: Combine the tax-free weekend with in-store promotions or coupon deals for double the savings.
2. Use Your Members Trust Rewards Credit Card
Another great way to save on back-to-school shopping is by using your Members Trust Rewards Credit Card. You’ll earn 1 point for every $1 spent, which can be redeemed for cash back, gift cards, or even travel perks later on. So while you’re buying what your student needs now, you’re also earning rewards that benefit your whole family.
If you’re planning to spend a significant amount, consider setting a budget and using your card strategically to rack up points—then pay off the balance quickly to avoid interest.
3. Shop Online and Stay Alert
Online retailers often launch back-to-school sales earlier than brick-and-mortar stores. Shopping online lets you compare prices easily, skip the crowds, and take advantage of free shipping deals. However, it’s important to stay safe while browsing:
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Check the site’s security. Look for “https” in the web address and a padlock symbol in the browser bar.
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Avoid odd payment methods. Be wary of sellers who ask for wire transfers, Bitcoin, or prepaid gift cards.
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Look for reliable contact information. A missing phone number or customer support email could be a red flag.
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Read reviews. Search for the seller’s name and look for recent customer feedback.
4. Sign Up for Discounts and Promo Codes
Most retailers offer special promotions for first-time shoppers who sign up for emails or texts. These can range from 10% to 25% off your total purchase. Before you check out online, do a quick search for a promo code or browser extension that automatically finds discounts, like Honey or RetailMeNot.
5. Shop Secondhand to Stretch Your Budget
Don’t overlook the savings potential of gently used items. Thrift stores like Goodwill or Plato’s Closet offer stylish, affordable options for kids and teens. You can also check online platforms like Facebook Marketplace, Poshmark, or thredUP for deals on clothing, backpacks, and accessories.
Used items are a smart way to save on back-to-school shopping without sacrificing quality—especially for fast-growing kids who may outgrow outfits mid-year.
6. Shop Without the Kids
We love their enthusiasm, but let’s face it—shopping with kids can lead to impulse buys. From trendy brands to flashy accessories, their wish list might not match your budget. Shopping solo can help you stay focused, stick to your list, and make choices that balance cost and quality.
Start the School Year Smart
Back-to-school season doesn’t have to come with sticker shock. With a little planning and a few smart strategies, you can check off every item on your list while keeping your budget intact. Use these tips to save on back-to-school shopping and make this season a little easier on your wallet.
And remember, Members Trust is here to support your financial goals—whether it’s smart spending, managing credit, or planning ahead for the school year.