The increased demands of shopping, parties, family reunions and house guests all contribute to a busy (and expensive) time of year. Many people feel the sting of holiday spending well into the New Year. If you love to celebrate the holidays but don’t love the financial pinch you experience afterward, there are several great tips for giving and celebrating, without breaking the bank.
Keep these simple tips in mind as you battle the holiday crowds:
Know Your Limit
Plan your holiday budget before you head to the mall.
Look for special savings days at your favorite stores, use in-store coupons and take advantage of free shipping options.
Trim Your List
Do you really need to exchange gifts with everyone in your family? Just because you had a long list last year doesn’t mean you need to repeat it this year. Consider cutting your list back or suggest a group gift. You may find that other family members appreciate the idea.
If you still find that you’ve got more gifts to buy and not enough money in your account, take advantage of our Holiday Skip-a-Pay program. You can skip your January loan payments and put extra cash in your pocket so you can:
- Finish your holiday shopping
- Finalize your winter travel plans
- Deck the halls for the holiday
- Celebrate the season free from financial stress
For just $25 per skipped loan, you can definitely make it a Happy Holiday! Sign up for Skip-a-Pay today!
Remember, in the end, the holidays are all about enjoying your friends and family. Staying focused on time with loved ones and the other joys of the season can help you keep your finances and stress in perspective. Remember, it’s much better to keep spending down and stick to your budget so that you can start the New Year on the right financial foot.