Members Trust of the Southwest FCU

Account Fees

Wire Transfer - Domestic Wire Transfer - International	$20.00 $60.00
Western Union - Domestic Western Union - International up to $500 Western Union - International over $500	$25.00 $50.00 $60.00
Returned Check (NSF) each item drawn on other financial institution.	$25.00
Returned Check unpaid for any reason drawn on other financial institution.	$25.00
Deposited Check Drawn on other financial institution returned unpaid for any reason.	$10.00
Rejected NETBranch Bill Pay Item	$25.00 per item
NETBranch Per Proof of Payment not necessitated by a dispute.	$15.00
Stop Payment	$25.00
Account Print Out	$2.00
Cashier's Check	$5.00
Certified Check	$5.00
Third Party Teller Check	$3.00
Copy of Southwest Corporate Check	$5.00
Fax machine (personal use)	$2.00 per page
Returned Mail	$7.50
Outgoing IRA Transfer/Rollover Fee	$25.00
Levy/Garnishment	$25.00 per account/per occurence
Check Imaging for Business Checking	$10.00 per statement cycle
Safe Deposit Box Drilling	$75.00
Lost Safe Deposit Lost Key	$25.00 per key
Safe Deposit Box Annual Box Rental see local branch for current annual box rental fee schedule
Lost/Stolen Check Card after business hours call to Transfund	$25.00
Collection Item (check received as collection item)	$15.00

Checking/Super Saver account fees

Returned Check Drawn on MTFCU (NSF)	$25.00
Deposited Check Drawn on MTFCU returned unpaid for any reason	$10.00
Stop Payment Check, ACH	$25..00 per item
Courtesy Pay	$25.00 per item
Check Copies	$2.00 per item
Bill Pay Online	$5.00 per statement cycle
Overdraft Transfer Fee	$2.00 per day
Monthly Service Charge if balance falls below $500	$5.00
ACH Returned Item	$25.00
Commercial Payroll ACH Origination 1-50-$.10/transaction, per statement cycle 51-100-$.08/transaction, per statement cycle 100+-$.05/transaction, per statement cycle	$10.00+
One Time ACH Origination	$15.00
Statement Balancing or Account: Research Plus per copy fee	$25.00 per hour $2.00 - per copy
ATM Foreign Transaction Fee (Non MTFCU Members)	$1.50 per transaction
ATM/Check Card Transaction agains Insufficient Funds	$25.00
Replace Lost ATM/Check Card	$5.00
Excessive Trans. Fee On All Non Transaction Accounts	$10.00 per month
ATM Card Excessive Transaction (3 free ATM Transactions per month)	$5.00 per month
Inactive/Dormant Accounts over 36 months	$5.00 per quarter

Club Accounts

Christmas Club Account Open Withdrawal period is Nov 1st - Dec 31st. Withdrawals made outside this period will assessed a fee.	$5.00 per transaction
Vacation Club - No penalty for withdrawal

Loan fees

Duplicate Loan Papers	$50.00
Lost Titles	$25.00
Loan Refinance	$75.00
Irrevocable Letter of Credit	1/2 of 1 % of ILOC
Real Estate Loan Origination	1%
Delinquent Loan - Late Charge	5% of delinquent
Flood Determination	$25.00
Lien Release	$20.00
Credit Report - TriMerge	$25.00

Houston • 2315 Mangum Rd • 713-681-0339
Stephenville • 2311 Northwest Loop • 254-968-8543

Your savings federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government